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 Founders Greg MartelClever mortgages Totemic | 1,990 followers on LinkedIn

Mortgage Brokers Near Me. Facebook. 78 Pebble Beach Dr, Clever, MO 65631. We offer telephone appointments, video calls and we have specific office space to allow for face to face appointments – whilst adhering to social distancing – close to Grantham town centre. Do you agree with Clever Mortgages's TrustScore? Voice your opinion today and hear what 330 customers have already said. What It Costs: Mortgage insurance typically costs between 0. Zillow has 28 photos of this $205,000 3 beds, 2 baths, 1,307 Square Feet single family home located at 113 East Loyal Street, Clever, MO 65631 built in 2000. Debt management plans are only for unsecured. A creative mortgage slogan gives more attention to your Business. Capital City Mortgage. Clever Badge log in. Register with us now to be part of a simple approach to specialist lending | Clever Lending are a Master Broker here to assist introducers and customers in finding borrowing solutions for second charge mortgages, bridging and development finance, specialist buy to let and commercial mortgages. Free. Attractive. The Totemic Group incorporates a wide range of financial service companies, including debt advice, debt management, collections, insurance and lending, and has been in operation for over 20 years. We specialise in assessing an individual’s. Ask your agent to reach out to the listing agent and establish a stronger relationship. Golden Years Loans. Apply nowClever Mortgages is a trading name of Financial Makeover Limited. 5% and 1% of the home’s value. We specialise in assessing an individual’s. Clever Mortgages | 254 من المتابعين على LinkedIn. We specialise in assessing an individual’s situation and finding the right. We’ve helped 1,000s of customers get the perfect mortgage – specialising in helping people with bad credit! | Clever Mortgages specialise in helping a wide variety of people including those with bad or poor credit, today or historically, find the perfect mortgage. Grantham. 9 (1710 reviews) Clever Real Estate reviews are very positive overall, with an average rating of 4. Four years is a typical time to complete payoff. Affordability differs from lender to lender, so comparing costs is key. Log in with Clever Badges. We’ve helped 1,000s of customers get the perfect mortgage – specialising in helping people with bad credit! | Clever Mortgages specialise in helping a wide variety of people including those with bad or poor credit, today or historically, find the perfect mortgage. Mar 2015 - May 2017 2 years 3 months. This one might seem a little 2007, but there's evidence these investment vehicles are coming back in vogue. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Advertisements that cater to verbal devices are a new way to attract home buyers. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. Let’s say you buy a $250k home, put $50k down, and get a mortgage for the remaining $200k. Clever Parents | Log in. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. Over a term of 25 years, giving a total amount payable of £347,641. Financial Makeover Limited is authorised and regulated by the. | Read 41-60 Reviews out of 310 Please contact your child’s school district to get a Clever Parents invitation. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. Clever Mortgages will make sure the product is suitable for your needs and source the solution through a network of specialist lenders. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. English (English) You will see messages in your home language. 216 Amanda Drive, Clever, MO 65631. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. | Read 81-100 Reviews out of 324. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. Purchase and remortgage options available. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Amanda - Clever Mortgages. | Read 401-420 Reviews out of 420. Do you agree with Clever Mortgages's TrustScore? Voice your opinion today. Apply now. Over a term of 25 years, giving a total amount payable of £258,861 at an APRC of 3. Near Me. We specialise in assessing an individual’s. Clever partner agents provide full-service support for just $3,000 or 1% listing fees. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. It previously announced an $8 million Series B funding round, led by Cultivation. If you still have a mortgage, a rate-and-term refinance could lower your monthly payment, giving you better cash flow to cover your monthly expenses. Lower your monthly payment by extending the length of your loan. • The different ways you can take money from your pot,Know the Law. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. “A mortgage is like a ball and chain, but at least you’ll have a roof over your head!”. Clever Mortgages | 254 من المتابعين على LinkedIn. 5. Insurance Near Me. Apply nowClever Mortgages 260 followers 3d Report this post Report Report. To. Financial Makeover Limited is authorised and regulated by the. Emotional. Think like a scientist. Mortgages that Make Sense. Clever Mortgages is located in Grantham, Lincolnshire, United Kingdom. [2] In Arizona, the average 30-year fixed mortgage rate is 7. We’re here to answer your questions, offer advice, and help you find the perfect agent 7 days a week. Yes! Clever’s service is 100% free and there’s never any obligation to sign or move forward with one of our recommendations. Some people like to use a mortgage broker to find the best terms easily. Buying a $1 Million Home? Here's What Your Mortgage Will Be. In fact, you’d save more than $100,000 over the lifetime of a $200,000 loan at a 4% interest rate by opting for a 10-year mortgage over a 30-year. 0/5 based on 2,940 total reviews. We specialise in assessing an individual’s. Adverse mortgage lenders are found and assisted by master brokers like Clever Mortgages, who help gather information and give the required advice so you can make an informed decision. Bar 15 & Yeung Sing at The Bingham Townhouse. Mortgage amount £160,000, 62 payments of £1,009. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Louis). The first mortgage myth is that you need a 20% down payment to get a mortgage. Responsible for the technical operations of both Clever Mortgages and Clever Lending, including all process and system management, production and analysis of MI, project management, transformation and change. Do you agree with Clever Mortgages's TrustScore? Voice your opinion today and hear what 316 customers have already said. OR. The 36% rule is a good general guideline to figure out how much of a mortgage payment you can handle. We’ve helped 1,000s of customers get the perfect mortgage – specialising in helping people with bad credit! | Clever Mortgages specialise in helping a wide variety of people including those with bad or poor credit, today or historically, find the perfect mortgage. Department of Agriculture (USDA) mortgages. Mortgage amount £160,000, 62 payments of £1,009. Search. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. Clever HQ Address: 🏢 4625 Lindell Blvd, 2nd FL, St Louis, MO 63108. Customers were especially impressed by the quality of their agent matches, which often made the entire real estate transaction feel easy and seamless. Register with us now to be part of a simple approach to specialist lending | Clever Lending are a Master Broker here to assist introducers and customers in finding borrowing solutions for second charge mortgages, bridging and development finance, specialist buy to let and commercial mortgages. 25%: Lifetime tracker: 12 Years:5. And they pack a punch. Financial Makeover Limited is authorised and regulated by the. Clever Mortgages has 5 stars! Check out what 316 people have written so far, and share your own experience. | Read 301-320 Reviews out of 400 The fastest-growing IMBs and Fortune 1000 mortgage lenders use Clever Pro™ to close more loans, connect with top Realtors and increase customer satisfaction. . T: 0800 197 0504. Clever mortgages allowed me to achieve this because they specialise in assessing an individual’s situation and finding the right mortgage option for the client. However…. Close this search box. Clever Mortgages is a trading name of Financial Makeover Limited. Affordability differs from lender to lender, so comparing costs is key. More than 80 percent of mortgage customers come from the Internet these days. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Since launching in 2017, Clever has partnered with more than 19,000 real estate agents across the country and helped home sellers and buyers net more. Keep reading and dive headfirst into the treasure trove of creative mortgage slogans waiting ahead. “When getting a mortgage, make sure. Add to this,…When you can get a loan with an interest rate lower than the rate you are paying. ”. Date of experience: 30 July 2023 Clever Mortgages has 5 stars! Check out what 306 people have written so far, and share your own experience. They can help you compare rates and fees and find the best mortgage for your needs. Who is Clever Mortgages. At Clever Mortgages, we have. Clever Blog. T: 0800 197 0504. Close this search box. Clever Real Estate, a St. Clever Mortgages has 5 stars! Check out what 353 people have written so far, and share your own experience. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Financial Makeover Limited is authorised and regulated by the. General mortgages; First Time Buyer Mortgage;The debt management plan generally aims to pay off all the unsecured debts within three to five years. Pension Wise Guidance Specialist - Caseworker. Annual rent increases could gradually make your rental unit too expensive. The average house-price-to-income ratio is 5. Bad credit mortgages. The rest of the application will be in English. Mortgages for Over-65-Year-Olds: What You Need to Know. Fixed rate mortgage ending soon? Worried about high interest rates? If you're feeling overwhelmed, you can always talk to Clever Mortgages. Mortgages that Make Sense. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. Clever Mortgages were great from start to finish in finding us a great deal when remortgaging. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. We’ve helped 1,000s of customers get the perfect mortgage – specialising in helping people with bad credit! | Clever Mortgages specialise in helping a wide variety of people including those with bad or poor credit, today or historically, find the perfect mortgage. To. Sign in with Google Sign in with Apple Or, use your email/phone number. “A mortgage can make you feel like you’re always drowning, but it’s worth the plunge. Cornerstone Home Lending. A massive well done to Sarah-Jane Tinkler CeMAP Diploma of Clever Mortgages for WINNING Adverse Credit Broker!! 🏆 We are very proud of everyone in the Clever Mortgages team, who work together. Mortgage amount £170,995 (including £995 lender fee), 64 payments of £748. Clever Mortgages | 253 followers on LinkedIn. Remortgaged in less 8 weeks would highly recommend hassle free clever mortgage thank you Michaela very pleased. To. If you buy a property that trades at an 8% cap rate, then raise the net operating income of the property by $5,000, you can divide that by the 8% cap rate. 206 Maria, Clever, MO 65631 is a 1,735 sqft, 3 bed, 2 bath Single-Family Home listed for $416,900. Financial Makeover Limited is authorised and regulated by the. One in three homeowners (33%) spend $5,000 or more annually. 75 for every $500 — which translates to. Contact Alicia directly. Clever Mortgages is a trading name of Financial Makeover Limited. Whilst doing this Clever. Clever Mortgages is a trading name of Financial Makeover Limited. The Big Short is a 2015 film adaptation of author Michael Lewis’s best-selling book of the same name. 5%), Clever has a much higher average customer rating than Redfin (4. Register with us now to be part of a simple approach to specialist lending | Clever Lending are a Master Broker here to assist introducers and customers in finding borrowing solutions for second charge mortgages, bridging and development finance, specialist buy to let and commercial mortgages. Free and impartial face-to-face guidance appointment to help you understand your pension options following April 2015 changes to the pension rules. 599+ Catchy Mortgage Slogans And Taglines (Generator + Guide) June 22, 2023 by Rahul Panchal. This creates a strong impression and can lead to word-of-mouth marketing, as people are more likely to share something that made them think or chuckle. 340% (the average APR at the time of this writing), your monthly payment would rise to about $2,210. Great Gonerby, England, United Kingdom. TV Ads. Terms. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. Date of experience: September 06, 2023. Using a mortgage calculator and setting the interest rate to 6. Clever Mortgages were great from start to finish in finding us a great deal when remortgaging. Mortgage assumption: The seller takes over your loan payments and frees you from future obligations. 1. Strongly focused on the adverse market. Clever Mortgages is a trading name of Financial Makeover Limited. Now, Clever is leveraging its technology and network of top Realtors to simplify the mortgage process. SunnySmiles Mortgages; SwiftHarbor Loans; Clever Mortgage Company Names. Totemic | 1,975 followers on LinkedIn. Learn More Getting started with Clever Pro™ is free for lenders. 030% for a 15-year fixed, and 8. Financial Makeover Limited is authorised and regulated by the. Clever Mortgages 267 followers 1w Report this post Buying a home is a big decision, and finding the right mortgage can be daunting. The fastest-growing IMBs and Fortune 1000 mortgage lenders use Clever Pro™ to close more loans, connect with top Realtors and increase customer satisfaction. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. These numbers are based on: A 30-year conventional mortgage with a balance of $726,200, the maximum amount allowed under Fannie Mae and Freddie Mac guidelines. TV advertising is still a very popular option for mortgage brokers, but it comes at a high price - you have to pay for air time and there's no guarantee your ad will be seen by a potential customer. Clever Mortgages is located in Grantham, Lincolnshire, United Kingdom. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. For businesses Categories Blog. Clever Mortgages · June 21, 2019 · · June 21, 2019 ·Best Mortgage Brokers in Des Moines, IA - The Tyler Osby Team, Brian Swanson - Guild Mortgage, Waterstone Mortgage, Stearns Lending, Halo Capital, Wells Fargo Home Mortgage, Dirk Hellige - Bank Iowa, Community Choice Credit Union, One Source Mortgage, Louie Wickett - Key Mortgage Group. Lincolnshire. 12. Some conventional loans accept as little as 3% down, and certain government-backed loans don’t require any down payment at all. PayPlan is one of the UK’s leading free debt advice providers and has decades’ experience of helping some of the most. From only 5% deposit required. Clever Mortgages is a trading name of Financial Makeover Limited. They kept us informed about what was happening and what would happen next. While closing costs can be expensive, one of the largest mortgage expenses is. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. | Read 281-300 Reviews out of 300 Clever Mortgages | 272 followers on LinkedIn. Homes. Our strong relationships with over 40 major banks and lenders enables our team to offer over 300 different custom mortgage products to you, our valued client. suzanne wheeler. You cannot renovate/modify your unit to accommodate mobility restrictions as you age. We can help with all types of mortgages including, purchases for the first time or. Clever Mortgages is a trading name of Financial Makeover Limited. 🏡📉 Exciting News, Folks! 📉🏡 Guess what's happening in the world of home financing? 🤔 That's right, FIXED mortgage RATES are taking a delightful dip! 💰📉…Clever Mortgages is a trading name of Financial Makeover Limited. 0800 197 0620. Financial Makeover Limited is authorised and. Clever Mortgages is a trading name of Financial Makeover Limited. Their role is to help identify your needs and requirements to then find a mortgage lender that will lend to you. Note that transfer tax rates are often described in terms of the amount of tax charged per $500. A mortgage is a loan used to buy a house or real estate. Filter by rating. In January of this year, the average home sold for nearly $242,000, compared to $197,000 in 2008. PayPlan is one of the UK’s leading free debt advice providers and has decades’ experience of helping some of the most. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Plus, Clever Cash Back offers eligible buyers 0. PayPlan is one of the UK’s leading free debt advice providers and has decades’ experience of helping some of the most. Grantham, Lincolnshire, United Kingdom. View 51 photos of this 4 bed, 4 bath, 4080 sqft. The lender, typically a bank or building society, uses the property as collateral for the loan. Clever Mortgages has 5 stars! Check out what 433 people have written so far, and share your own experience. Pros. Simply enter a word or phrase about your brand, and the slogan generator will create hundreds of potential slogans for you to choose from. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. Clever Mortgages is a trading name of Financial Makeover Limited. com. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. 58 at a variable rate of 7. Cancel mortgage insurance premiums. Lincoln, United Kingdom. Hunters Rdg Lot 8, Clever, MO 65631 is for sale. Sellers benefit by paying a lower commission on. SEE ALSO: 10 Incredible Advertising Ideas for Mortgage Lead Generation. Clever Mortgages is a mortgage broker that helps you find the right mortgage or remortgage for your needs. Real Estate Agent. We’ve helped 1,000s of customers get the perfect mortgage – specialising in helping people with bad credit! | Clever Mortgages specialise in helping a wide variety of people including those with bad or poor credit, today or historically, find the perfect mortgage. Private mortgage insurance (PMI) or FHA mortgage insurance premium (MIP) can add a lot to your monthly payment. Compare pay for popular roles and read about the team’s work-life balance. Totemic | 1,937 من المتابعين على LinkedIn. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Call free from landline and mobile on 0800 197 0504. Clever Lending | 704 followers on LinkedIn. Financial Makeover Limited is authorised and regulated by the. Veterans Affairs (VA) mortgages. Make it relevant. 4. com is a home search tool that gathers its information from the multiple listing service (MLS), as well as other real estate websites. PayPlan is one of the UK’s leading free debt advice providers and has decades’ experience of helping some of the most. WHAT’S GOOD: Most buyers are familiar with standard adjustable-rate mortgages -- you lock in at a low rate for a few years, after which your interest rate will be adjusted according to the market. Back. Financial Makeover Limited is authorised and. We specialise in assessing an individual’s. Clever Lending | 762 seguidores en LinkedIn. Find out what works well at Clever Mortgages from the people who know best. Bank of America Atm Locations Near Me. Learn about 12 common mortgage process misconceptions. Now that the housing market is finally calming down after the pandemic [1], buyers are facing a new challenge: Soaring mortgage rates. Plus, Clever Cash Back offers eligible buyers 0. But don't worry, we're here to help! We offer a wide variety of. For businesses Categories Blog. Home; Buy a property. Clever Mortgages are extremely proud of all the hard work that our team carry out in order to help customers achieve their dreams and goals, be that… Liked by Amanda Hoppe CeMap Good luck tonight Sarah-Jane Tinkler CeMAP Diploma Clever Mortgages #BSLA2023 #clevermortgages #cleverlendingClever Real Estate markets its services nationally, although it doesn’t employ agents directly. We have provided a range of guides and advice on popular mortgage topics to help give you. Clever Mortgages sees mortgage rates drop, despite Bank of England rate increases. 47 at a fixed interest rate of 5. uk. Clever Mortgages is a trading name of Financial Makeover Limited. Opening Doors, Building Futures. Financial Makeover Limited is authorised and regulated by the. Kate has 10+ years of experience as a writer and editor in. Unfortunately, the lender decided, after a professional property valuation, that the property wasn’t suitable security. Meet Alicia, a valued member of our team. If you're handy, you can then turn a small backpack into a "house" and wear that around. 2076 West Riverwood Drive, Nixa, MO 65714. 24%. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. 5% to 6. To. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Clever Mortgages 253 followers 1mo Report this post Report Report. uk. Totemic | 1,968 followers on LinkedIn. So, for example, if you make $4,500 a month, and have $500 a month in debt obligations, your. Financial Makeover Limited is authorised and. Clever Mortgages has 5 stars! Check out what 314 people have written so far, and share your own experience. Cons. Clever Mortgages offers online mortgage calculators and tools to help you work out how much you can borrow for a mortgage in the UK. Financial Makeover Limited is authorised and regulated by the. But leaving a fixed rate early can mean paying early repayment charges (ERCs) and sometimes other fees if its outside. A bridging loan can be a brilliant solution to provide yourself or your client with. Browse Investopedia’s expert-written library to learn about rates, approval, closing costs and more. Our Promise. Clever Badge log in. Totemic | 1,979 followers on LinkedIn. The rest of the application will be in English. Clever Mortgages is a trading name of Financial Makeover Limited. State Farm Near Me. Clever Mortgages we would highly recommend. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. Directed by Adam McKay, The Big Short chronicles the years leading up to the 2007-08 global. The Clover Mortgage Story. Clever Mortgages is a trading name of Financial Makeover Limited. These are the most common form of reverse mortgages. Clever Mortgages is a trading name of Financial Makeover Limited. . At Clover Mortgage our focus is helping you, our valued customer, get quality professional advice and guidance to help you choose and get approved for the right mortgage and financing at great low rates to suit your individual needs and lifestyle. Clever can help you get cash offers, but it also opens the door to other creative solutions. We’ve helped 1,000s of customers get the perfect mortgage – specialising in helping people with bad credit! | Clever Mortgages specialise in helping a wide variety of people including those with bad or poor credit, today or historically, find the perfect mortgage. Clever Real Estate offers a better overall value than Redfin. And if you want more modern advice on mortgages, you know. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Company. Kempton House. 35 views, 0 likes, 0 loves, 0 comments, 0 shares, Facebook Watch Videos from Clever Mortgages: The Clever Mortgages Administration team offer friendly, supportive and efficient processing of clients. To. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. Applying for a mortgage with Clever Mortgage's and speak to a broker allows you to get the help and advice needed to get the right. 99% (the lenders current standard variable rate). Get an instant online. The original “unsellable” price was $700,000, so at least the house sold for $80,000 more than the owner had expected. We’ve helped 1,000s of customers get the perfect mortgage – specialising in helping people with bad credit! | Clever Mortgages specialise in helping a wide variety of people including those with bad or poor credit, today or historically, find the perfect mortgage. It’s just not true. 5% to. | Read 61-80 Reviews out of 347 3. Adverse mortgage lenders are found and assisted by master brokers like Clever Mortgages, who help gather information and give the required advice so you can make an informed decision. The guidance and information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. The MLS # for this home is MLS# 60256574. Clever Mortgages is a trading name of Financial Makeover Limited. Wandering Wynch's. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Register with us now to be part of a simple approach to specialist lending | Clever Lending are a Master Broker here to assist introducers and customers in finding borrowing solutions for second charge mortgages, bridging and development finance, specialist buy to let and commercial mortgages. Parent/guardian log in District admin log in. It’s also a common requirement of any loan where you borrow more than 80% of the home’s value. Novation agreement: Instead of buying your property, the buyer fixes and flips it on your behalf, then you split the profits. Clever Mortgages | 240 follower su LinkedIn. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. They kept us informed about what. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. Regulation Z came about to protect borrowers from lenders who withheld key information about credit terms. Attractive. With over 30 years’ experience in financial services, we maintain strong relationships with key industry influencers, including lenders, providers and regulatory bodies. 4. Clever Lending | 738 follower su LinkedIn. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. Financial Makeover Limited is a limited company registered in England and Wales with registered number 6111701. The following link can be used if you do not wish to help Money to the Masses or take advantage of any exclusive offers - Habito, Loqbox. Clever Lending | 715 من المتابعين على LinkedIn. Apply nowIf you can lock in a low interest rate, have a low debt-to-income ratio, and work a steady job with a good income, a 10-year fixed mortgage may be the best option. Own It. Kempton House. We’ve helped 1,000s of customers get the perfect mortgage – specialising in helping people with bad credit! | Clever Mortgages specialise in helping a wide variety of people including those with bad or poor credit, today or historically, find the perfect mortgage. Registered Office: Kempton House, Dysart Road, PO Box 9562, Grantham, Lincolnshire NG31 0EA. Financial Makeover Limited is authorised and.